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21 Financial Graphs + Statistics for 2021 Business Insights

By Tim Brown
Updated September 14, 2019
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Dow Jones 2010-2020 - Last 10 Years on Dow Jones
Tim Brown
Tim Brown

Tim Brown is the owner of Hook Agency, an SEO and Web Design company focused primarily on driving traffic and leads for small businesses, roofers and construction companies.

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How do people make financial decisions about their business and personal budgets? We wanted to dig deeper into the phenomenon that is encompassed in financial decisions – and found some interesting and powerful financial statistics and graphs that will blow your mind.

21 Crazy Financial Statistics for 2021

1. What percentage of people have saved for retirement? 52% feel behind on their retirement savings goals

2. How much do most people have saved? 57% of Americans had less than $1,000 in a savings account.

3. How many people have outstanding debt? About 77 million Americans, or 35 percent of adults with a credit file, have debt in collections reported in their credit files.

4. Do most people have money saved? Just 46 percent of Americans have a rainy day fund

5. What do people normally pay down on their credit card? Nearly one-third of Americans pay the minimum due on their credit card each month.

6. What do most people have saved?   

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7. What’s the most common financial worry?   

8. What percentage of people have a budget?   

9. How much debt do Americans have?   

10. How much consumer credit do Americans have, and how has it changed over the last 20 years? Consumer credit has gone down considerably according to the Federal Reserve – dropping the most during the highlighted recessions on the graph below.

Consumer Credit Since 1999

Crazy Business Financial Statistics for 2019

11. Why do some small businesses fail? According to a U.S. Bank study, a whopping 82% of businesses that fail do so because of cash flow problems.

12. How much does it take to start a business? According to the Wells Fargo Small Business Index,$10,000 is the average amount of startup capital required by a small business owner.

13. How many small businesses are profitable? Only 40% of small businesses are profitable

14.  How much do business owners make? 86.3% of small business owners take a salary of less than $100,000 annually

15. How much taxes do small businesses pay? Small businesses overall pay an estimated tax rate of 19.8%

16. How important are small businesses to the economy? Between the middle of 2009 and the middle of 2013,60% of the jobs created were from small businesses.

17. What’s the normal or best legal structure for a small business? The majority of small businesses surveyed are S-corporations (42%), followed by LLCs (23%). S-corporations are popular in part because they’re not double-taxed: you don’t pay taxes on the earnings of the business itself.

18. Why do startups fail? Despite the many potential causes of failure,42% of startups fail because of a lack of market need.

19. What’s the best age to start a business? According to a study by two MIT professors and the U.S. Census Bureau, a “40-year-old is 2.1x as likely to found a successful startup as a person who is 25.”

20. What is the normal profit margin for small businesses? Each employee in a small business drives the margin slower. One study found that 90% of all service and manufacturing businesses with more than $700,000 in gross sales are operating at under 10%marginswhen 15% to 20% is likely ideal.

21. How much do most small businesses make?

19% of small businesses in 2018 generated between $200,000 to $499,999 in annual sales

This includes sales made by full-time business owners only. In 2018:

  • 9% made more than $1 million
  • 4% made $500,000 to $1 million
  • 3% made $150,000 to $199,999
  • 14% made $100,000 to $149,999
  • 3% made $75,000 to $99,999
  • 11% made $50,000 to $74,999
  • 12% made $25,000 to $49,999
  • 9% made $10,000 to $24,999
  • 16% made less than  $10,000


Some interesting trends for 2019 from Guidant Financial

Small Business Trends for 2019


How do Small Businesses Get Their Money?


How do small businesses get startup money?

What are the Top Small Business Industries?

Top 5 Small Business Industries


Why do Entrepreneurs Start Their Business Normally?

Why do people start up new businesses?

What age are people when they normally start their business?

What Age do People Start a Small Business?


Dow Jones – Last 10 Years, 2009-2019

Dow Jones 2010-2020 - Last 10 Years on Dow Jones


What is the budget for Trump’s administration for 2019?

Trump Discretionary Spending Requests - 2019

What is the projected annual inflation rate?

Annual Inflation Rate

How does China Compare to the U.S. by GDP?

China vs. USA GDP

Where is the United States Money Supply At?

United Stats Money Supply

What is the national debt at?

National Dept Graph / Statistics - United States

What companies profit the most from war?

20 Companies Profiting from War

A Visual History of the Federal Reserve System

Download via PDF

A visual history of the federal reserve


Thank you for reading “21 Crazy 2019 Financial Statistics & Graphs (Personal & Small Business)” – let us know if we can help your small businesses chance of succeeding no matter the economy with aggressive digital marketing strategies that get results!


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Tim Brown
Tim Brown

Tim Brown is the owner of Hook Agency, an SEO and Web Design company focused primarily on driving traffic and leads for small businesses, roofers and construction companies.

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